Have you ever thought that an app could be a real companion? Offering flexibility and more appropriate financial management? Mo Finans brings to you the best of credit management, where you can get an overview of your credit agreements and even more… wherever you are.
Always keep track of your finances: get to know how much money is available, what is your outstanding amount, and find your agreements to help you plan your next purchase accordingly.
Or use Mo Finans app to pay off your credit card or make payments at your convenience, anytime, directly from your mobile or your PC.
Locate easily the Cim Finance approved partners and treat yourself while shopping more responsibly, and managing your budget throughout the month.
Our Finance experts have put together a number of tips for you to better manage your cash flow, plan your expenses and spend responsibly.
All these benefits are now at your reach on your favourite
marketplace. Click, download and install it right away on your
smart phone and stay connected to your credit financing and
Get a quick overview and
learn the basics for easy
Mo Finans App is simple, intuitive and user-friendly. An app conceived to ease your day to day expense management. Get a quick overview of the app and see how far we can help you transact with ease
The minimum loan amount you can apply for through the MoFinans App is Rs 10,000, subject to terms and conditions.
The MoFinans App is exclusively available for existing customers of Cim Finance. If you have not downloaded the app yet, you can easily do so to begin your loan application process. For those who are not customers of Cim Finance, applying for a loan is accessible via WhatsApp. Simply send a message saying “Hi” to 5251 4848, and you can start your loan application journey.
For a loan application through the MoFinans App, you will need to submit up-to-date financial documents that are less than 3 months old, such as a recent payslip or bank statement. Additionally, you will need to provide a current utility bill (e.g., CEB, CWA, or MT bills) as proof of address.
V-KYC, short for “Video Know Your Customer”, is a digital identity verification process during which a Cim agent conducts a video call with a customer.
Yes. Linking your bank account through the MauCAS Instant Payment System (IPS), powered by the Bank of Mauritius (BOM), in the App is essential for the loan disbursement, ensuring the transfer of funds to your account.
Payment receipts are accessible within the MoFinans App and can be downloaded from the “Payment History” section.
Yes. Contracting a credit insurance cover is a mandatory requirement for securing a loan through the MoFinans App.
You can extend your loan repayment up to a maximum period of 5 years.
Your MoCrédit loan has an annual interest rate of 16.98% of the total credit amount.
You can pay via credit and debit card, Internet Banking and through a Mobile Banking App.